B1English

Exchanging Money

These phrases will help you navigate currency exchange offices to ask about rates, avoid hidden fees, and request the exact cash you need.

Key Phrases

Voice
Asking the exchange rate · 2 ways to say it

What's the exchange rate for dollars to euros today?

neutral

The most common and direct way to ask.

Could you tell me the current exchange rate?

polite

A slightly softer way to ask when approaching the counter.

Asking about fees · 2 ways to say it

Do you charge a fee for this?

casual

A quick, direct question about extra costs.

Is there any commission on exchanging money here?

neutral

Use this to check if they take a percentage of the money.

Stating the amount · 2 ways to say it

I need to change three hundred dollars into euros.

neutral

A clear, factual way to state what you want to do.

I'd like to exchange three hundred dollars, please.

polite

A standard and polite way to start the transaction.

Requesting specific denominations · 3 ways to say it

Can I get some smaller bills, please?

casual

US English — useful when you need money for small purchases.

Can I get some smaller notes, please?

casual

UK English — the British equivalent of 'bills'.

Could you give me some twenties and tens?

neutral

Specify exactly how you want the money divided.

Asking for the final amount · 2 ways to say it

How much will I get exactly after the fee?

neutral

Good to ask if the math is confusing.

Could you tell me the final amount I will receive?

polite

A clear way to confirm the exact cash you will get.

Comparing rates · 2 ways to say it

I think I saw a better rate down the street.

casual

A gentle way to point out a difference in prices.

Is that your best rate? Another place offered a bit more.

neutral

A direct way to see if they will match a competitor's rate.

Agreeing to the rate · 2 ways to say it

That sounds good. Let's go ahead.

casual

An informal way to accept the rate and proceed.

That works for me. Here is the money.

neutral

A clear way to agree to the terms and start the exchange.

Asking for a receipt

Can I get a receipt for this?

neutral

Important for keeping a record of the transaction.

Practice Dialogue

Traveler
Hi, what's the exchange rate for dollars to euros today?
Staff
Today's rate is point nine two euros for one dollar.
Traveler
Okay. And is there any commission on exchanging money?
Staff
We don't charge a fee, but our rate is fixed.
Traveler
I think I saw a slightly better rate down the street earlier.
Staff
They might charge a hidden fee when you exchange. We don't.
Traveler
That's a good point. I'll exchange two hundred dollars, please.
Staff
Sure thing. Do you want large or small bills?
Traveler
Can I get some twenties and tens? I need smaller bills for tips.
Staff
No problem. That's one hundred and eighty-four euros. Here's your receipt.

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