B1Korean

Opening a Bank Account

These phrases will help you navigate the process of opening a Korean bank account, from providing your ID to asking about mobile banking features.

Key Phrases

Stating purpose · 3 ways to say it

나 오늘 은행 가서 통장 하나 새로 만들어야 돼.

casual

na oneul eunhaeng gaseo tongjang hana saero mandeureoya dwae.

I need to go to the bank today and open a new account.

Use this with friends when talking about your plans for the day.

저기요, 새로 통장 하나 만들려고 하는데요.

neutral

jeogiyo, saero tongjang hana mandeullyeogo haneundeyo.

Excuse me, I'd like to open a new bank account.

The most natural, everyday way to state your request to the teller.

안녕하세요, 처음 와서 계좌 개설하러 왔습니다.

polite

annyeonghaseyo, cheoeum waseo gyeojwa gaeseolhareo watseumnida.

Hello, this is my first time here, and I came to open an account.

A slightly more formal and direct opening.

Asking about required documents · 2 ways to say it

혹시 재직 증명서 같은 추가 서류도 필요한가요?

neutral

hoksi jaejik jeungmyeongseo gateun chuga seoryudo piryohangayo?

By any chance, do I also need additional documents like a certificate of employment?

제 주소를 증명할 수 있는 우편물이 있어야 합니까?

polite

je jusoreul jeungmyeonghal su inneun upyeonmuri isseoya hamnikka?

Must I have mail that can prove my address?

Service staff might ask for physical mail to verify your local address.

Presenting ID · 2 ways to say it

아, 네. 제 신분증은 여기 있어요.

neutral

a, ne. je sinbunjeungeun yeogi isseoyo.

Oh, yes. Here is my ID.

네, 여기 여권이랑 외국인 등록증 같이 제출하겠습니다.

polite

ne, yeogi yeogwonirang oegugin deungnokjeung gachi jechulhagetseumnida.

Yes, I will submit my passport and alien registration card together here.

Foreigners usually need both to open a full account.

Asking about account types · 2 ways to say it

다들 보통 입출금 통장으로 많이 하죠?

neutral

dadeul botong ipchulgeum tongjangeuro mani hajyo?

Everyone usually goes with a regular deposit and withdrawal account, right?

A natural way to ask the teller for a recommendation.

급여 통장하고 일반 예금의 차이가 무엇입니까?

polite

geubyeo tongjanghago ilban yegeume chaiga mueosimnikka?

What is the difference between a salary account and a regular deposit?

Requesting a card · 2 ways to say it

체크카드도 오늘 바로 발급받아서 쓸 수 있나요?

neutral

chekeukadeudo oneul baro balgeupbadaseo sseul su innayo?

Can I get a debit card issued and use it right away today?

후불 교통카드 기능도 카드에 추가해 주시겠습니까?

polite

hubul gyotongkadeu gineungdo kadeue chugahae jusigetseumnikka?

Could you add the postpaid transit card function to the card too?

Highly recommended for using buses and subways conveniently.

Setting up online banking · 2 ways to say it

모바일 뱅킹 앱도 지금 설치해서 바로 쓸 수 있어요?

neutral

mobail baenging aepdo jigeum seolchihaeseo baro sseul su isseoyo?

Can I install the mobile banking app now and use it right away?

인터넷 뱅킹 가입도 여기서 같이 도와주십니까?

polite

inteonet baenging gaipdo yeogiseo gachi dowajusimnikka?

Do you also help with signing up for internet banking together here?

Asking about fees

모바일로 타행 송금할 때 수수료가 얼마나 나와요?

neutral

mobaillo tahaeng songgeumhal ttae susuryoga eolmana nawayo?

How much is the fee when transferring to another bank via mobile?

'타행' (another bank) is a common banking term.

Asking about limits · 2 ways to say it

하루 이체 한도는 나중에 뱅킹 앱으로 올릴 수 있어요?

neutral

haru iche handoneun najunge baenging aebeuro ollil su isseoyo?

Can I raise the daily transfer limit later with the banking app?

처음 통장을 개설하면 하루 이체 한도가 얼마입니까?

polite

cheoeum tongjangeul gaeseolhamyeon haru iche handoga eolmaimnikka?

If I open an account for the first time, how much is the daily transfer limit?

New accounts usually have strict transfer limits initially.

Practice Dialogue

Customer
안녕하세요. 저 새로 통장 하나 만들려고 하는데요.
annyeonghaseyo. jeo saero tongjang hana mandeullyeogo haneundeyo.
Teller
네, 어서 오십시오. 신분증 먼저 주시겠어요?
ne, eoseo osipsio. sinbunjeung meonjeo jusigesseoyo?
Customer
아, 네. 제 신분증은 여기 있어요. 혹시 재직 증명서도 필요한가요?
a, ne. je sinbunjeungeun yeogi isseoyo. hoksi jaejik jeungmyeongseodo piryohangayo?
Teller
급여 통장으로 개설하시면 필요합니다. 보통 입출금 통장으로 해 드릴까요?
geubyeo tongjangeuro gaeseolhasimyeon piryohamnida. botong ipchulgeum tongjangeuro hae deurilkkayo?
Customer
네, 그냥 보통 입출금 통장으로 할게요. 체크카드도 오늘 바로 발급돼요?
ne, geunyang botong ipchulgeum tongjangeuro halgeyo. chekeukadeudo oneul baro balgeupdwaeyo?
Teller
네, 가능합니다. 후불 교통카드 기능도 추가해 드릴까요?
ne, ganeunghamnida. hubul gyotongkadeu gineungdo chugahae deurilkkayo?
Customer
네, 좋아요. 그리고 모바일 뱅킹 앱도 지금 설치해서 쓸 수 있어요?
ne, joayo. geurigo mobail baenging aepdo jigeum seolchihaeseo sseul su isseoyo?
Teller
네, 앱 설치하시면 바로 이체하실 수 있습니다. 서류에 서명해 주세요.
ne, aep seolchihasimyeon baro ichehasil su itseumnida. seoryue seomyeonghae juseyo.

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