Opening a Bank Account
These phrases will help you navigate the process of opening a Korean bank account, from providing your ID to asking about mobile banking features.
Key Phrases
나 오늘 은행 가서 통장 하나 새로 만들어야 돼.
casualna oneul eunhaeng gaseo tongjang hana saero mandeureoya dwae.
I need to go to the bank today and open a new account.
Use this with friends when talking about your plans for the day.
저기요, 새로 통장 하나 만들려고 하는데요.
neutraljeogiyo, saero tongjang hana mandeullyeogo haneundeyo.
Excuse me, I'd like to open a new bank account.
The most natural, everyday way to state your request to the teller.
안녕하세요, 처음 와서 계좌 개설하러 왔습니다.
politeannyeonghaseyo, cheoeum waseo gyeojwa gaeseolhareo watseumnida.
Hello, this is my first time here, and I came to open an account.
A slightly more formal and direct opening.
혹시 재직 증명서 같은 추가 서류도 필요한가요?
neutralhoksi jaejik jeungmyeongseo gateun chuga seoryudo piryohangayo?
By any chance, do I also need additional documents like a certificate of employment?
제 주소를 증명할 수 있는 우편물이 있어야 합니까?
politeje jusoreul jeungmyeonghal su inneun upyeonmuri isseoya hamnikka?
Must I have mail that can prove my address?
Service staff might ask for physical mail to verify your local address.
아, 네. 제 신분증은 여기 있어요.
neutrala, ne. je sinbunjeungeun yeogi isseoyo.
Oh, yes. Here is my ID.
네, 여기 여권이랑 외국인 등록증 같이 제출하겠습니다.
politene, yeogi yeogwonirang oegugin deungnokjeung gachi jechulhagetseumnida.
Yes, I will submit my passport and alien registration card together here.
Foreigners usually need both to open a full account.
다들 보통 입출금 통장으로 많이 하죠?
neutraldadeul botong ipchulgeum tongjangeuro mani hajyo?
Everyone usually goes with a regular deposit and withdrawal account, right?
A natural way to ask the teller for a recommendation.
급여 통장하고 일반 예금의 차이가 무엇입니까?
politegeubyeo tongjanghago ilban yegeume chaiga mueosimnikka?
What is the difference between a salary account and a regular deposit?
체크카드도 오늘 바로 발급받아서 쓸 수 있나요?
neutralchekeukadeudo oneul baro balgeupbadaseo sseul su innayo?
Can I get a debit card issued and use it right away today?
후불 교통카드 기능도 카드에 추가해 주시겠습니까?
politehubul gyotongkadeu gineungdo kadeue chugahae jusigetseumnikka?
Could you add the postpaid transit card function to the card too?
Highly recommended for using buses and subways conveniently.
모바일 뱅킹 앱도 지금 설치해서 바로 쓸 수 있어요?
neutralmobail baenging aepdo jigeum seolchihaeseo baro sseul su isseoyo?
Can I install the mobile banking app now and use it right away?
인터넷 뱅킹 가입도 여기서 같이 도와주십니까?
politeinteonet baenging gaipdo yeogiseo gachi dowajusimnikka?
Do you also help with signing up for internet banking together here?
모바일로 타행 송금할 때 수수료가 얼마나 나와요?
neutralmobaillo tahaeng songgeumhal ttae susuryoga eolmana nawayo?
How much is the fee when transferring to another bank via mobile?
'타행' (another bank) is a common banking term.
하루 이체 한도는 나중에 뱅킹 앱으로 올릴 수 있어요?
neutralharu iche handoneun najunge baenging aebeuro ollil su isseoyo?
Can I raise the daily transfer limit later with the banking app?
처음 통장을 개설하면 하루 이체 한도가 얼마입니까?
politecheoeum tongjangeul gaeseolhamyeon haru iche handoga eolmaimnikka?
If I open an account for the first time, how much is the daily transfer limit?
New accounts usually have strict transfer limits initially.