Filing a Complaint
Use these phrases to confidently explain a problem, request a refund, or politely escalate an issue when dealing with bank staff or administrators.
Key Phrases
제 카드로 요금이 두 번 결제됐는데, 확인해 주시겠어요?
neutralje kadeuro yogeumi du beon gyeoljedwaenneunde, hwaginhae jusigesseoyo?
The fee was charged twice on my card, so could you check it?
A polite but standard way to ask staff to investigate a double charge.
어제 받은 청구서 내용에 오류가 있는 것 같습니다.
politeeoje badeun cheongguseo naeyonge oryuga inneun geot gatseumnida.
It seems there is an error in the details of the bill I received yesterday.
Highly formal, perfect for speaking to bank managers or writing an official email.
어제 앱으로 이체했는데 아직 제 계좌에 입금이 안 됐어요.
neutraleoje aebeuro ichehaenneunde ajik je gyejwae ipgeumi an dwaesseoyo.
I transferred money via the app yesterday, but it hasn't been deposited into my account yet.
Common everyday expression for reporting a delayed or missing bank transfer.
분명히 돈을 보냈지만 제 계좌에 아직 안 들어왔습니다.
politebunmyeonghi doneul bonaetjiman je gyejwae ajik an deureowatseumnida.
I definitely sent the money, but it hasn't come into my account yet.
More formal; '분명히' (definitely/clearly) adds a firm but respectful tone.
시스템 오류로 잘못 결제된 거니까 꼭 환불해 주셔야 해요.
neutralsiseutem oryuro jalmot gyeoljedoen geonikka kkok hwanbulhae jusyeoya haeyo.
It was charged incorrectly due to a system error, so you definitely have to refund it.
Firm and direct. Use this when the bank is clearly at fault.
중복 결제가 되었으니 이 금액에 대한 환불 처리를 부탁드립니다.
politejungbok gyeoljega doeeosseuni i geumaege daehan hwanbul cheorireul butakdeurimnida.
Since it was double-charged, I request a refund process for this amount.
The standard, highly professional way to demand a refund in a corporate or banking setting.
이 부분 금액이 이상한데 다시 계산해 주시겠어요?
neutrali bubun geumaegi isanghande dasi gyesanhae jusigesseoyo?
The amount in this part is strange; could you recalculate it?
Softens the complaint by asking them to recalculate rather than accusing them directly.
여기에 영수증에 나온 잘못된 결제 금액을 수정해 주십시오.
politeyeogie yeongsujeunge naon jalmotdoen gyeolje geumaegeul sujeonghae jusipsio.
Please correct the incorrect payment amount shown on the receipt here.
Direct and formal request using the '-십시오' command form; use with customer service staff.
전화로는 설명하기 어려우니까 담당 매니저님이랑 직접 얘기하고 싶어요.
neutraljeonhwaroneun seolmyeonghagi eoryeounikka damdang maenijeonimirang jikjeop yaegihago sipeoyo.
It's hard to explain over the phone, so I want to talk directly with the manager in charge.
Useful when regular staff cannot resolve your issue and you need someone higher up.
계속 처리가 지연되는데, 지금 부서의 책임자분과 통화할 수 있습니까?
politegyesok cheoriga jiyeondoeneunde, jigeum buseoui chaegimjabungwa tonghwahal su itseumnikka?
The processing keeps getting delayed; can I speak with the person in charge of the department now?
Very formal. '책임자' means the person in charge or director.
그러면 언제쯤 다시 제 통장 계좌로 돈이 들어오나요?
neutralgeureomyeon eonjejjeum dasi je tongjang gyejwaro doni deureoonayo?
Then around when will the money come back into my bank account?
A natural follow-up question after a refund has been approved.
이런 취소의 경우 보통 환불되는 데 며칠이나 걸립니까?
politeireon chwisoui gyeongu botong hwanbuldoeneun de myeochirina geollimnikka?
In the case of such a cancellation, how many days does it usually take to be refunded?
Polite inquiry to manage your own expectations about the processing time.
나중에 제가 다시 확인해야 하니까 이번 불만 접수 번호 좀 주세요.
neutralnajunge jega dasi hwaginhaeya hanikka ibeon bulman jeopsu beonho jom juseyo.
I need to check again later, so please give me the reference number for this complaint.
Essential phrase so you don't have to explain the whole problem again next time.
제가 방금 문의한 내용의 상담 접수 번호를 알려 주시겠습니까?
politejega banggeum munuihan naeyongui sangdam jeopsu beonhoreul allyeo jusigesseumnikka?
Could you let me know the consultation reference number for the inquiry I just made?
Highly polite way to ask for a tracking number before ending the call or visit.
계속 아무런 해결이 안 되면 본사 고객센터에 연락할 수밖에 없어요.
neutralgyesok amureon haegyeori an doemyeon bonsa gogaeksenteoe yeollakhal subakke eopseoyo.
If there continues to be no resolution, I have no choice but to contact the head office customer center.
A strong warning that you will escalate, using the '-을 수밖에 없다' (have no choice but to) grammar.
만약 내일까지 처리되지 않으면 소비자 보호원에 정식으로 항의하겠습니다.
politemanyak naeilkkaji cheoridoeji aneumyeon sobija bohowone jeongsigeuro hanguihagetseumnida.
If it is not processed by tomorrow, I will formally complain to the consumer protection agency.
The ultimate escalation. Very formal, serious, and indicates you are prepared to take official action.